Protection you can
trace back to its source.
Provenance Direct Insurance Solutions delivers straightforward, independent insurance solutions for California individuals, families, and businesses.
Since 2005
Specialized coverage for every stage of California life.
From students arriving on a visa to seniors seeking life insurance without a medical exam — we offer straightforward solutions for the needs others overlook.
Student Visa Coverage
Health and medical coverage designed for international students on F-1, J-1, and other visas — meeting school requirements and keeping you protected in California.
Student Visa HealthRenters Insurance
Protection for California tenants — covering personal property, liability, and additional living expenses if your rental becomes uninhabitable.
Personal LinesNo Exam Life Insurance
Quality life insurance without the hassle of a medical exam. Fast approval, straightforward coverage for individuals who want protection on their own terms.
Term Life InsuranceNo Exam Senior Life Insurance
Guaranteed-issue and simplified-issue life insurance for seniors — no medical questions, no exam required. Peace of mind for you and your family.
Senior LifeUmbrella Insurance
An extra layer of liability protection beyond your existing policies — essential for California homeowners, landlords, and anyone with significant assets to protect.
LiabilitySurety Bonds
License and permit bonds, contractor bonds, and notary bonds for California businesses and professionals. Fast processing, competitive rates.
SuretyTravel Medical Insurance
Comprehensive medical coverage for international travelers — emergency care, evacuation, and hospitalization wherever your journey takes you.
Travel ProtectionTrip Cancellation Insurance
Protect your prepaid travel investment against unexpected cancellations, delays, or interruptions — so a disrupted trip doesn't become a financial loss.
Travel ProtectionSpecial Events Coverage
One-time event insurance for weddings, festivals, private gatherings, and more — protecting hosts and venues against cancellation, liability, and the unexpected.
Events ProtectionPrivate Flood Insurance
Standard homeowners policies don't cover floods. We place private flood insurance to protect California properties in flood-prone zones and beyond.
Flood
Built for the California market.
California's diverse population — international students, renters, seniors, travelers, and small event hosts — deserves specialized coverage that standard brokers rarely offer.